Well I would say, Go for Premio, atleast it is a class better than corolla/civic compact category. Secondly Premio's interior is far better, the built quality is no doubt better and it’s something which is not as common that you go anywhere and pick one. Rest it’s your choice. Civic is a wanabee sports car and to be honest it fails as its not as sporty and comfortable and at the same time low with stiff suspension and a very hard steering as compared to other cars. Also there are too many blind spots which make this spaceship difficult to drive but offcourse you can get used to it. The plus side on civic is that it has cheap spare parts which I think is extremely important and the looks of it makes it look no less expensive car. Anyway best of luck!