bro its very simple.
you just need
1. good monthly income atleat more than 40,000
2. 6 months of bank statement
3. ID card/paid utility bills & ur PP sized pics.
minimum 20% of down payment.
3-7 years leasing tenure.
banks have 13.5%-21% of markup (diff banks, diff policies)
send me ur email id, i'll send you the EMI calculations of my bank, it will help you to understand things.
if you have any question i'll be there to help you out..