if u r in city traffic dont go for manual city, its transmission is to much 'nazuk' ,u can search for city clutch problems on internet.
On the other hand i am a previous owner of swift mt, if u r using ur car mostly with back seat for kids its ok, other wise..........
Other wise car is very good, u can achieve fuel eco with light pedal.
But when u will drive a swift u will love to press ur pedal