my dear bro,
Since u are in isb, I would rec Daewoo esp against a civic 89. You have a daewoo splt workshop (Fed Autos, I-10). You will get it in reasonable price. And I am sure its maint would be cheaper than civic 89. You can just count the number of Daewoo's you see in rwp/isb vs civic 89 per day and you will come to know.