Value for money would be that you find a slightly used White VTi Oriel Pros and get navigation system installed if needed!
Getting a new one would cost you about 21+ Lacs
Keep in mind that White color has the highest resale value right now as its very rare to find one and very few are produced(in white)!
Suppose if you plan to get a brand new Civic VTi Oriel Pros with Navigation, it would cost you as following:
Rs.1,923,000(Base Price) +
Rs.50,000(Own amount) +
Rs.50,000(Navigation System) +
Rs.80,000(Registration) +
abt Rs.90,000(Insurance) +
abt Rs.30,000 (New Tyres)
= (Approximate Prices) Rs.2,133,000(Without Insurance) , Rs.2,223,000(With Insurance)
You can clearly see that a new top of the line variant will cost one abt 21+Lacs so its out of question!!!
I would suggest you to look for a slightly used Civic VTi Oriel Pros with navigation if possible or get it installed later on.. But the main problem is there's not even a single White VTi Oriel Pros with Navigation which is slightly used available in the market!
So its hard luck to find any, on the other hand you can get a new VTi Oriel Manual or a VTi Pros!
The most feasible option would be to find a slightly used one.
The new Premio is really good and has a good interior and exterior but its quite expensive.. plus the spare parts and maintenence would remain a problem so its better to stick with our lovely Civic!