Well then I strongly suggest you wait for a month and go for a 2002-2003 City.
A friend sold a 2004 City day before yesterday for 630k, the car had almost 90k on the clock, no issues whatsoever apart from the fact that it was TTSingh registered.
You can find good deals on Faisalabad registered cars in Lahore. I'm sure you can find a good City 2002-2003 in that price, which is better, faster, safer, has a boot, more leg room, better steering, better handling, better braking, better air conditioning, better durability, ample parts availability, power windows, RPM meter.
Your reservations might be of high maintenance : that's more of a myth than reality. Though the individual parts are expensive, but they tend to last twice, or at times thrice, as much in comparison to a Cultus for instance.