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Thread: Karachi - Tracker or insurance for Prosmatic?

  1. #1
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    Default Karachi - Tracker or insurance for Prosmatic?

    Salams brothers,

    We have a 2010 Prosmatic which we got in September 2010. In the last one year the car has only done 4500 kms. It is mostly used on weekends and within the city.

    Thing is, with all the thefts and stuff now, we are thinking whether to get insurance or install a tracker?

    I am reluctant to get insurance as the car isent driven much - if I get a tracker, what is the best tracker in Karachi for my car and can you recommend a company with the contact info? Also what features to get and what is the cost?

    Also, I heard that if a car with tracker gets stolen, the tracker people can shut down the car...how does that work? For example if a thief is speeding at 120kms in my car and the tracker guys shut the engine off, will that not kill my auto tranny mid way?

    Wo jo saye main har maslihat kay palay;Aisay dastoor ko,Subh e bay noor ko,Main naheen maanta,Main naheen jaanta.

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    I'd recommend a tracker, C-Track is the best in Pakistan. Insurance does not make sense especially if you do not plan to drive often.

    In terms of cost, it would be around 55k for the first year and about 12-14 for the 2nd year on.

    Hope that helps.
    2010 Honda Civic Vti Oriel Auto - "Black Widow"!
    KISS French, DRESS Italian, DRIVE Japanese - BE Pakistani !

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    Being a former C track customer, i would say the device only gives a false sense of security. The thieves out there are well equipped in disabling these tracking devices, faster than we can have the car disabled. Insurance is the best way to go, covers in case of theft and accident.
    Bees waal 4 life

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    Default

    thieves of pakistan are much smarter than tracker tecno
    immobilizer is best thing in my opinion nd u got it.
    ''Peace is an unstable equilibrium,that can only be preserved by acknowledged supremacy and...equal power.'' ''We give up the fort when there is not a man left to defend it.''

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    Default

    I have thought on the subject many a times. Well tracker gets installed for 25-30K with an annual cost of 15-20K ... Insurance for your car will be more then 70K for first year. Insurance is a better option of two as it also covers damage , natural disasters, theft etc . Good insurance companies install tracker themselves and it is covered in insurance fee.

    Trackers are very easy to block. Devices are commercially available, just like GSM band Jammer, they block Satellite tag so tracker won't work .

    For other last and very innocent query , Tracker guys don't stuff the car when it is running, they let it stop somewhere,like some signal or other place and then they shut it off..... the sensors are installed in the engine head ! ... Smart Thieves use Satellite Jammers and when they are at safe location , they remove the sensors as well ..... so buddy insurance is a viable option

    On a Second thought, You should do Sadqa regularly each month for your car ... In my opinion this is the best insurance policy !.... and it repays BIGGGGGG TIME ! I just remembered a Hadees-e-Qudsi in this regard ....

    "Aye ibne Adam
    Ik Teri Chahat Hai Or Ik Meri Chahat Hai
    Hoga To Wohi Jo Meri Chahat Hai
    Haan Ager Tune Superd (hawale) Kardia Khood Ko
    Uske Jo Meri Chahat hai
    To Main Tujhe Woh Bhi Donga Jo Teri Chahat Hai...
    Or Ager Tune Mukhalfat Ki Uski Jo Meri Chahat Hai
    Tu Main Thaka Dunga Tujhe Us Main Jo Teri Chahat Hai
    Phir Hoga Wohi Jo Meri Chahat Hai...."

    May Allah protect us all against all evils which we know and which we don't ...

    Subhan Allah !
    Education is not any Degree or Certificate.
    Education is the our attitude,language & behaviour with others in life............!!!!

  6. #6
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    Insurance is more important then trackker, as it ensures safety of your cash back incase of theft - no matter you drive in your own mohalla only. Trackker is additional if you need to locate your car anytime of the day and as many people said, these can be easily disengaged.

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    Default

    Thanks all. What are good insurance companies in Karachi and how much should my insurance be for the 1st year?

    Also, lets say my car gets scratched somewhere or someone (khuda na khasta) steals my car. If I have insurance, how much would I get back for my car if they cannot recover it and how long will it take?

    And if my car gets scratched or an accident somewhere, will insurace fix it or will I have to pay extra?
    Wo jo saye main har maslihat kay palay;Aisay dastoor ko,Subh e bay noor ko,Main naheen maanta,Main naheen jaanta.

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    Adajmee, Premier are two companies I know about.

    If your car gets damaged in an accident, the insurance will repair it for you.
    2010 Honda Civic Vti Oriel Auto - "Black Widow"!
    KISS French, DRESS Italian, DRIVE Japanese - BE Pakistani !

  9. #9
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    Quote Originally Posted by umair2203 View Post
    I have thought on the subject many a times. Well tracker gets installed for 25-30K with an annual cost of 15-20K ... Insurance for your car will be more then 70K for first year. Insurance is a better option of two as it also covers damage , natural disasters, theft etc . Good insurance companies install tracker themselves and it is covered in insurance fee.

    Trackers are very easy to block. Devices are commercially available, just like GSM band Jammer, they block Satellite tag so tracker won't work .

    For other last and very innocent query , Tracker guys don't stuff the car when it is running, they let it stop somewhere,like some signal or other place and then they shut it off..... the sensors are installed in the engine head ! ... Smart Thieves use Satellite Jammers and when they are at safe location , they remove the sensors as well ..... so buddy insurance is a viable option

    On a Second thought, You should do Sadqa regularly each month for your car ... In my opinion this is the best insurance policy !.... and it repays BIGGGGGG TIME ! I just remembered a Hadees-e-Qudsi in this regard ....

    "Aye ibne Adam
    Ik Teri Chahat Hai Or Ik Meri Chahat Hai
    Hoga To Wohi Jo Meri Chahat Hai
    Haan Ager Tune Superd (hawale) Kardia Khood Ko
    Uske Jo Meri Chahat hai
    To Main Tujhe Woh Bhi Donga Jo Teri Chahat Hai...
    Or Ager Tune Mukhalfat Ki Uski Jo Meri Chahat Hai
    Tu Main Thaka Dunga Tujhe Us Main Jo Teri Chahat Hai
    Phir Hoga Wohi Jo Meri Chahat Hai...."

    May Allah protect us all against all evils which we know and which we don't ...

    Subhan Allah !

    Thanks bro. I have never had insurance before so thats why I have lots of questions
    Wo jo saye main har maslihat kay palay;Aisay dastoor ko,Subh e bay noor ko,Main naheen maanta,Main naheen jaanta.

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    Why trakkers are a waste of money, feel bad for the victim.

    https://www.pakwheels.com/forums/mem...olen-islamabad
    Bees waal 4 life

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    We need kick *** immobilizers in the cars...like they have on bimmers - then these nut jobs will have a hard time stealing our cars
    Wo jo saye main har maslihat kay palay;Aisay dastoor ko,Subh e bay noor ko,Main naheen maanta,Main naheen jaanta.

  12. #12
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    Now as far as choosing the best option between the two, i would definitely recommend the insurance...Although now these days tracker companies are also installing anti-jammers with their trackers but i would again go for the insurance.....i am going to insured my car with TPL Direct Insurance and i ve got a quotation from them....they are giving net rate of 2.75% on your giving car price....additionally they are giving following features with their comprehensive insurance,


    Features for Comprehensive Car insurance:



    • Call Centre (24/7 )
    • Vehicle Theft/Snatch Coverage
    • Third Party Liability
    • Fastest claim settlement
    • Riot & Strike Damage Coverage
    • Own Damage Coverage
    • Free Ambulance services for Emergency
    • Free EVAC Membership

    ยท
    you can even call them for tyre changing....gud for ladies...

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