These days insurance companies make it compulsory for vehicle owners to get a tracking device installed for getting the insurance done. most offer free trakkers as a bait. dont get hoodwinked. you have to pay for the trakker which is made part of the insurance premieum. To add insult to the injury, most insurance companies including big names add some profit to whatever they have to pay to the tracking companies. This a new way to earn profits at someones cost.
It is best to own the system rather than leave it to the insurance company. This gives the owner a choice to choose the traking company and get a bargain directly from the tracking company. This option is more flexible. Once you decide to dispose the vehicle all you have to do is to get it changed to the new vehicle.