bro..go for swift. price difference between Cultus VXLi and swift is only abot 100,000, but the swift is a car that is quantum leaps ahead of the aged technology of cultus.
and to say the least..cultus is an ugly UGLY car..i own the new swift...and i have oned a 2009 cultus as well..no comparison bro..the Swift is a world class car: car of the year in its class for three years running in the UK(2007,2008,2009)
so go for it without even thinking again,,and you will not be disappointed...