I checked three banks for the same:
1. Meezan 2. Dubai islamic 3. bank islami.
1 and 2 offered the car without tracker, 3 said its a must
1 said the registration would be shared and taxes would be paid by the bank
2 takes one year's insurance as advance so last year there is none to be paid
Lowest rates are from 2 but due to no tracker, if that is also considered then lowest rates were from 3
This is the information given by their representatives, I personally cannot claim its authenticity as many things change when actual time of payment comes. Its how banks operate, they exist for their own good.