nope,,,,,i use my paki visa card alot(outside pak),,,,,,,if u r at the airport,,,and u need local currency,,,,the shops at the airport will gve u nothing,,,,they take high commision,,,,,,but on the other side,,,,visa fee is v less,,,its the best solution,,,,really!
at beijing capital airport i exchanged 200$,,,thy were suppose to give me around 630rmb fr each 100$,,,but they gave me 580rmb! fr each 100$
and after that i always use my askari bank visa card,,,,,,,,only 300pkr fr 20000pkr transaction,,,,,,,600pkr fr 30000pkr!!!!
v convenient and reasonable,,,,,,