well for starters i have had a very bad experience with TPL. installed tracker in my city in 15 and left a mess in the car i was still finding pieces of wire pieces for days. does nothing but shows their professional attitude, I mean u havent received ur car yet and someone has already been messin with ur wires. then when my car got totalled in an accident their 7 day claim settlement policy went right out the window. it took 3 months for them to just agree for claim settlement and another 6 weeks for them to come over and take the car and another 2 weeks for them to issue the cheque of 16.5 for a 18 lac new less than 5000 km driven 5 month old car and not to mention that i had to email their cfo to get them moving. would call them and every time they would reply that its under process sent two surveyors over the course of time. I had an accident on highway trying to save an idiot motorcyclist who had slipped in the fast lane and ram myself at the back of a truck. and then watch my mangled car sit in my driveway for f**in 5 months because they are fraud as evey thing in this country. they might not be any honest decent insurance company in Pakistan but for sure TPL isn't one of the good ones. they might good for a bumper. but when u really need ur insurance company to step up they are as fake as any cheap insurance company. so if its meant that u will get screwed over by insurance companies, why not get screwed why saving some money.
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