195/60 is closer to your original tire diameter, which means that among other things, your gear ratios will not be affected as much, impact on petrol consumption will be minimal and your speedometer will be off by just 3.2% (as opposed to 6.4% for 195/65s). Nevertheless, the difference between the two is not that great.
One reason for preferring 195/65 over 195/60 is to have a higher tire sidewall height, which should cushion your ride a bit better...a relevant concern with the condition of our roads.
Personally, I ended up putting 205/60s for the look and because the impact on petrol and speedometer readings was not a huge concern for me. Also, while my acceleration may have suffered a bit, I'm a family man, so no biggie!
I believe that general tyres are prone to skidding due to the hardness of the compound used compared to foreign made high performance tyres. The grip of my car with the new tires is excellent, even compared to the Civic. I have confirmed this since driving my father-in-laws Vti in Karachi today!
As I have already stated, I am (relatively) a technical lay person, so please chip in y'all if you feel I am incorrect or that you can contribute additional info.
I am out of town till Monday night and so do not have access to any of the relevant documentation. Will fill you in if no one else does by then.