So over the years I have had various minor "accidents" mostly involving crazy rickshaw drivers who veer and turn suddenly without looking, or overzealous motorcyclists weaving between parked cars at a signal etc. You get the idea.
There have been times when my car has been stationary and these guys trying to squeeze in between have scratched the car etc. One motorcycle wala again crashed in the back and cracked my tail-light as well. Of course no one acknowledges their mistake and you have to start arguing etc. and in the past I just leave it because honestly I just don't have time or patience to stand on the roadside and fight/argue with rickshawalas etc. during rush hour. So yeah - be that as it may, I have never really made anyone pay for repairs or damages.
Today, a bus wala hit my car and the front fender got dented - thankfully the light was not damaged. I got really annoyed this time so I decided to make them pay for it. I made him stop the bus which was full of passengers. Took a picture of the bus from the front for registration details, took a picture of the driver who was acknowledging his mistake. There were police walas near by - I called them. The bus driver didn't have a licence (claimed it was with the police due to prior chalan) but as he was willing to resolve the issue and get the car fixed it was okay. The police said they could empty the bus and arrest the driver as well if I wanted to push for it. But I took the drivers' original CNIC and said I would be in touch to get this sorted out.
Bus driver wanted me to come to their Qayyumabad Bus Adda and said they can get it fixed from there etc. But I definitely do not want to venture into a bus adda alone. So what do you guys suggest?
How does one deal with such minor accidents (also for good or for worse my car is not insured)? My options are:
Going to the bus adda and getting it fixed from there. No mood for doing that...; or
Calling the bus wala to some denter/painter at DHA Jami Commercial area (it's near the Qayyumabad Bus Adda) and getting bus wala to talk and come to an agreement about the repairs.
Apart from the above, do I have any other options? What do you guys suggest? Also how to deal with these minor accidents in an uninsured car?