Yup ... this issue was in my vitz 01. The acc fuse was blowing again n again ...
so i removed its top dash cover, to have a look at wiring and everything came out to be stock & nicely packed. Then I checked the headunit wiring for any shorts,which was good.
Finally it came out to be wire going to retractable mirror of driver's door, whose insulation got removed because it was continuously getting scratched with door metal sheet near the rubber grommet, through which wiring passes into the door.
I then insulated the wire with heat shrink sleeve & tied with the rest of wiring, to prevent it from getting damaged again.
DMM helped in such a way that I was checking the continuity of wires behind the kick panel & were going inside the door. And this wire came up, which should have 12+ as per the diagram, but it was grounded as well i.e. showing continuity with the body ground.
This is how i got to know that something is definitely wrong here & I reached to the main culprit.