There is a LOT of subjective opinion rather than objective facts in your comparison. I have owned both extensively. Swift 2012 my current daily driver while City 2013 1.3 Aspire (Sold it within 2 years)
Efficiency: City is a LOT better.
Token: Swift has more token.
Door panel: I have installed after-market systems in both cars and City's door rattles like crap as compared to Swift
Paint: Yes superior no doubt
Comfortable: Swift is more comfortable in terms of shocks. City is HELL stiffer than Swift. However since its a sedan, it feels comfortable at high speeds.
Engine: Local swift has the non-VVTi version which lacks power. City is much superior.