depends on your requirments, personally if i coudl fit it in my garage and coudl afford it, i'd go for a cruiser/amazon/LX too.
what i'm wondering is this, the montero is a competitor for the surf/4runner and the pajero is a competitor for the prado/colorado. the cruiser/amazon is in the "full sized" league. so perhaps you are reffering to what the rest of the world now calls the "land cruiser" (which we call the prado/colorado over here). if that is the case i'd suggest you go for the 4.0 or 4.7 4 runner limited with the rear seat option, it's better than both the "prado" and montero.
in the rest of the world the prado/colorado is the land cruiser and what WE callthe cruiser is now called the lexus LX and amazon so it's possible he was reffereing to the prado actually.