i have tried all these cars and even many with my friends have all these, here is my exp,
from all that you have menitioned if you need econommy, then baleno and city are both economy
from resale point of view, baleno is better than others
from driving point of view, civic is better,
my suggestion in your case would be to go for baleno
if you can add few more lacks, then used japanse car would be best, these are awesome in millage with ac, no issues at all..