Now the agent who is talking to me, is putting a strange argument, he says if you get used mirrors the insurance company will pay the whole amount but if you cant find used ones in market then insurance will only pay half of it, he says its stated in the policy statement (but i dont have it around its kept in office so not accessible till monday)
I have sent my driver to search for these damn mirrors and he has reported from shershah that only a single used piece is Rs. 8000 and new one is Rs. 9000, the used ones also are not pencil grey but silver.
please tell me is there any logic that, the amount of parts is depreciated for the insurance claim that they only give half of the claim if car is old?