Habib Bank Limited (HBL) - Car Finance Services

Habib Bank Limited (HBL)


HBL was the first commercial bank established in Pakistan. Over the years, HBL has grown its branch network and is currently the largest private sector bank with over 1,500 branches across the country.

Key areas of operations encompass product offerings and services in Retail and Consumer Banking.

Car Financing Product

HBL’s car leasing solution is called Car4U. The bank claims that Car4U provides a simple and hassle-free process, backed by superior service and support.


  • Choice of used, new local/imported and reconditioned imported cars.
  • Repayment options ranging up to 7 years.
  • Up to 85% of financing for the car of your choice.
  • Insurance at all times for complete peace of mind and security.
  • Round the clock support available through HBL PhoneBanking;
    • You can place your requests and queries,
    • track the status of your repayment/loan account and
    • avail other value-added services through HBL PhoneBanking.

Eligibility Criteria

  • Salaried Individuals
    • Pakistani Citizenship
    • Age 22-60 years
    • Minimum monthly income 20,000
  • Self-Employed Business persons/ Professionals
    • Pakistani Citizenship
    • Age 22-70 years
    • Minimum monthly income 25,000


  • Salaried Individuals
    • Copy of CNIC
    • 2 recent passport size photographs
    • Latest original salary slip and personal bank statement for last 3 months
  • Self-Employed Business persons/Professionals
    • Copy of CNIC
    • 2 recent passport size photographs
    • Bank statement for last 6 months and bank letter-confirming details of the account
    • Proof of business

Contact Details

Visit your nearest HBL branch or call 111-111-425. You can also find more information online here