I understand where you are coming from, but at the same time disagree..
Yes the vinyl can get scratched from bikers, scratches etc etc.. (pulling it off is not exactly a concern as we professionally wrap around edges and tuck away most parts so edges & seams are not exposed) but thats the beauty of it, you can have that panel replaced in a few hours, have no issues with color matching etc.
Say you matte paint your car.. and get scratches, you will have to get it repainted which will be a pain to #1 match the colors #2 Costlier per panel, #3 will have to send it to the workshop which will take 2-3 days...
What about when you get sick of the Black Matte, its easier to remove the vinyl then to have the car repainted aint it!!