Pakwheels

Car Insurance

Hassle Free Car Insurance

Car Insurance Calculator

Why Choose PakWheels for Car Insurance?

Customer Service

Customer Service Representative

Expert in handling auto insurance cases from partner banks

Best Rates

Best Rates

PakWheels share lowest competitive rates from its partner companies

Coverage Plans

Coverage Plans

Customized coverage plans from partner companies

Rate Comparison

Rate Comparison

Users can compare policy rates from top insurance companies

Car Insurance Steps

1 Fill out basic information
2 Get a call from PakWheels team for verification
3 Choose a plan from various options
4 Get a call from partner company for third party car survey
5 Get insurance coverage after approval and drive with peace of mind
CarSure Video

Partner Car Insurance Companies

Car Insurance

Buying a car is a big investment. Every car owner wants to make sure his/her investment is safe. Insurance is a way to do that. Auto insurance gives you coverage for road accidents, theft, fire, and other unforeseen damages. Depending on the type of auto insurance policy that you sign up for, you get financial coverage for:

  • Repair costs of your vehicle
  • Parts replacements of your vehicle
  • Bodily injuries of the driver and passengers
  • Repair costs of the third-party vehicle
  • Parts replacements of the third-party vehicle
  • Bodily injuries of the third-party driver and passengers
  • Car insurance also gives you a piece of mind so you can drive your vehicle without being worried about damages and accidents.

Types of Car Insurance in Pakistan

There are different types of car insurance in Pakistan. Each type covers different situations and incidents. You can choose the one that goes with your budget and needs.

Comprehensive Car Insurance

As the name suggests, comprehensive car insurance covers everything. You (the primary driver), your vehicle, and also the damage done to a third-party in case you get in an accident. Comprehensive car insurance provides you protection for all kinds of circumstances, accidents, theft, vandalism, natural disasters, etc. 

  • Got yourself in a road accident? Your car insurance company will cover the damages done to your vehicle as well as the third-party involved in the accident.
  • Someone stole your car? Your car insurance company will pay you to get a new one.
  • Your car caught fire? Your car insurance company will pay you to recover or replace it.
  • Comprehensive car insurance is the best type of insurance, recommended to all vehicle owners.

Third-Party Liability Car Insurance

Third-party car insurance is for road accidents that are your fault. It only covers the damages done to the other driver involved in such accidents. The insurance company will pay for the vehicle damages, bodily injuries, and death of the passenger/driver of the third-party.

 

Under the Motor Vehicle Act 1939, Third-party liability car insurance is mandatory for all drivers. If not, the driver will be charged with a fine or even imprisonment.

Collision Car Insurance

Collision car insurance is for accidents where your car collides with another vehicle or object, or you have an unfortunate single-car rollover accident. It covers the damage done to your car and bodily injuries of yourself and your passengers. Weather conditions and natural disasters are not included in this type of insurance.

 

Drivers should go for collision car insurance because it protects you, your car, and your family. 

  • 2022-04-07 06:09:14 UTC

    We all have been talking about the monopoly of the Big 3 in the local auto market for a long time. Every one of us has mentioned it one way or another, especially if one of us is a car enthusiast. After...
  • 2022-02-24 06:44:23 UTC

    Car insurance is an important topic, and in our opinion every owner should acquire it. However, the local consumers do not go for car insurance in Pakistan for multiple reasons. So, in this article, we ...
  • 2021-02-10 07:26:33 UTC

    In a great news, PakWheels.com has signed a car insurance deal with United Insurance Company (UIC) for PakWheelers. Under the deal, we will offer our consumers car insurance ...
  • 2019-10-10 06:06:30 UTC

    Toyota Indus Motor Company (IMC) has offered yet another deal for its loyal customers, and this time, it brings a free car insurance offer on Corolla Altis 1.6-litre version. <img cla...

Car Insurance FAQs

Vehicle insurance keeps you, your car, and your family safe and gives you a peace of mind. It provides you financial coverage for vehicle damages, bodily injuries, and third-party liabilities in case of road accident, collision accident, fire, theft, and other unfortunate events.
There are a number of car insurance providers in the major cities of Pakistan. You can spend hours searching for the best car insurance companies and assessing their plans, or you can use PakWheels’ car insurance calculator to check the estimated insurance value of your vehicle. You can also get quotes for insurance from a number of available insurance companies with PakWheels, compare their quotes, and buy the best car insurance deal.
In case you find yourself in a car accident, car theft, or any other incident covered under your insurance policy, the first thing to do is call your car insurance provider’s helpline number. Explain them your situation.Give them your insurance policy number for reference. The company will assign you a surveyor who will come to you, examine your car, and report back to the company. They will take it from there.
A comprehensive cover includes accidental external means, fire, external explosion, riot, strike, earthquake, flood, theft, and third-party liability.
No, Insurance covers accidental losses not mechanical.
All damages found in the pre-inspection report will not be covered by insurance.
Premium payment will be due within 7 days after issuance of “Cover note”. Payment can be made in any way by cross cheque, cash and online banking.
Most of the companies cover 10 years old cars but some are offering plans for cars manufactured in 2005 onwards as well.
The plan can be transferred vehicle to vehicle,it means client can avail adjustment for his new car for the remaining tenure.
Yes, there’s an option for you to cancel your car insurance plan. However, the choice is subject to some terms and conditions set by your car insurance company. You may check those conditions in your insurance agreement.

Get The PakWheels App

Buy & Sell Cars, Bikes and Auto Parts faster and better
using our App

Google-play-badge App-store-badge Huawei-store-badge
Scanner_arrow App-install-qr-code

Scan the QR
to get the App