Get Fast, Easy, and Reliable Car Insurance Quote in Pakistan

Car Insurance Calculator

Benefits of Choosing PakWheels for Car Insurance:

Customer Service Representative
Customer Service Representative

Experienced Representatives for Hassle-Free Claims

Lowest Rates Guaranteed
Lowest Rates Guaranteed

PakWheels share lowest competitive rates from its partner companies

Coverage Plans
Coverage Plans

Customized coverage plans to meet your specific needs from partner companies

Compare Rates
Compare Rates

Get the Best Deal from Top Insurance Companies of Pakistan

Car Insurance Steps

1 Fill out basic information about your car
2 Get a call from PakWheels for verification and assistance for the right plan
3 Compare coverage options from our partner companies and select the best fit for your needs
4 Schedule your car survey with our partner company for third party evaluation
5 Get your policy approved and enjoy peace of mind while driving your car

Why Car Insurance is Essential?

  • Legal Protection

    Car insurance protects you from legal fees and financial losses in case of accidents or damage to third-party property.

  • Peace of Mind

    Having car insurance gives you peace of mind knowing that you and your vehicle are protected against unexpected events.

  • Personal Accident Cover

    Car insurance covers medical expenses, hospital bills, and personal accident cover for you and your passengers in case of an accident.

  • Protection Against Theft and Damage

    Car insurance provides compensation in case of theft or damage to your vehicle due to natural calamities, riots, or other unforeseen events.

  • Financial Security

    Car insurance provides financial security for you and your family by covering repair costs, third-party liabilities, and legal fees.

  • Legal Compliance

    Car insurance helps you stay legally compliant by protecting you from any fines, penalties, or legal action in case of any accidents.

Best Insurance Companies and Rates In Pakistan

Car Insurance Companies Rate Tracker Fee
Starting from 2.25%

*Varies by Make and Model

Starting from 1.8%

*Varies by Make and Model

PKR 9,000
Starting from 2.0%

*Varies by Make and Model

1.75% PKR 11,000
Starting from 1.5%

*Varies by Make and Model

PKR 15,000
2.0% PKR 15,000
1.6% PKR 9,000
1.65% PKR 11,000
1.75% PKR 8,800
1.6% PKR 0
Feature-tag 1.7% PKR 7,000
Starting from 1.75%

*Varies by Make and Model


Car Insurance Quotes - Compare and Save Big

With our user-friendly platform at Pakwheels, you can easily compare policy rates from top insurance companies and choose the one that suits your budget and requirements. Our partner companies offer the lowest competitive rates, and our team ensures to provide you with the best customer service. With PakWheels, you can save big on your car insurance premiums and drive with peace of mind.

Apply for Car Insurance Online - Hassle Free Process

With online car insurance, you can compare quotes from different providers and choose the one that fits your budget and needs. This eliminates the need to physically visit multiple insurance companies to get quotes, saving you time and effort. Additionally, online car insurance providers often offer lower premiums and discounts compared to traditional insurance companies.

Understanding the Benefits of Different Car Insurance Companies in Pakistan

One of the benefits of choosing a reputable car insurance company in Pakistan is that they offer comprehensive coverage that protects you and your car from various risks, such as accidents, theft, and damage. They also offer various add-ons and options that allow you to customize your coverage to suit your needs and budget.

Another benefit of choosing a reputable car insurance company in Pakistan is that they have a strong network of garages and workshops that can provide prompt and efficient repair services in case of an accident or damage. This ensures that your car is repaired quickly and you can get back on the road as soon as possible.

Understanding Car Insurance Policies in Pakistan

Car insurance policies in Pakistan are designed to provide financial protection against damage to your car or injuries sustained in a car accident. Understanding the different types of policies available in Pakistan can help you choose the right one for your needs.

Getting Peace of Mind with the Best Car Insurance Company in Pakistan

Finding the best car insurance company in Pakistan can be overwhelming, as there are many options to choose from. However, by doing some research and comparing different policies and providers, you can find a policy that fits your needs and budget. The best car insurance should offer a comprehensive policy that covers you against a range of risks, including accidents, theft, and damage to your car.

Additionally, the best car insurance company should offer affordable premiums and deductibles, as well as flexible payment options. It's important to choose a policy that fits your budget and financial situation.

How to Choose the Best Auto Insurance in Pakistan?

Choosing the best auto insurance can be a daunting task, but with PakWheels, it's easy! Start by identifying your coverage needs and budget. Look for policies that cover all types of damages and provide personal accident cover. Check the reputation of the insurance company and read customer reviews.

Compare policy rates from different insurance companies and choose the one that offers the best value for money. Make sure to read the terms and conditions carefully before signing up. With PakWheels, you can choose the best auto insurance in Pakistan with confidence.

Tips for Getting the Best Car Insurance Rates in Pakistan

Car insurance is a necessary expense for car owners in Pakistan, but that doesn't mean you have to pay more than necessary. By following a few simple tips, you can get the best car insurance rate in Pakistan without sacrificing coverage.

Start by shopping around and comparing quotes from different insurance companies. Be sure to consider the coverage offered, as well as the price, when making your decision. You can also look for discounts, such as multi-car discounts, safe driving discounts, and loyalty discounts.

PakWheels Car Insurance: Types and Coverage Explained


Comprehensive Car

As the name suggests, comprehensive car insurance provides cover against all possible damages and financial losses. It is the most extensive car insurance policy that obliges the car insurance company to pay for financial liabilities owed to the third-party as well as for the damages sustained by the insured’s own vehicle as a result of a road accident. Comprehensive car insurance is the best type of car insurance in Pakistan as it provides protection from all kinds of accidents including floods, riots, natural disasters, theft, vandalism, natural disasters, etc.


Third-Party Liability
Car Insurance

Under the Motor Vehicle Act 1939,third-party car insurance is a lawful requirement for driving a car in Pakistan. Third-party car insurance basically provides financial cover for physical injury, disability and death of the third party that has resulted from a road accident perpetrated by the insured’s car. This type of car insurance only covers for the damages inflicted on the other driver involved in a road accident.


Collision Car

Collision car insurance is for accidents wherein your car collides with another vehicle or object, or you have an unfortunate single-car rollover accident. It covers the damages sustained by your car and bodily injuries of yourself and your passengers. Cover for damages to your car due to weather conditions and natural disasters are not included in this type of insurance. The least drivers could do is opt for collision car insurance for the safety of themselves, their family and the vehicle.

Car Insurance Success Stories

Car Insurance FAQs

Car insurance provides financial protection against any damages or liabilities arising from a road accident involving your car. It ensures that you are not left with any financial burden in case of an accident.
In case you find yourself in a car accident, car theft, or any other incident covered under your insurance policy, the first thing to do is call your car insurance provider’s helpline number. Explain them your situation. Give them your insurance policy number for reference. The company will assign you a surveyor who will come to you, examine your car, and report back to the company. They will take it from there.
A comprehensive cover includes accidental external means, fire, external explosion, riot, strike, earthquake, flood, theft, and third-party liability.
A comprehensive car insurance policy covers all damages and financial losses, including those incurred by a third party. It covers accidents, theft, natural disasters, and other unforeseen events. On the other hand, third-party liability insurance only covers damages caused to a third party involved in an accident.
The plan can be transferred vehicle to vehicle,it means client can avail adjustment for his new car for the remaining tenure.
Yes, there’s an option for you to cancel your car insurance plan. However, the choice is subject to some terms and conditions set by your car insurance company. You may check those conditions in your insurance agreement.
A car insurance quotation is an estimate of the premium that you'll have to pay for your car insurance policy. It takes into account various factors such as your car's value, your driving history, and the coverage you want.

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