Are you still using silk bank credit card, how is it going?
I also have the same but I dont know see much benefit of it. I dont think there is any fee waiver. Yes they do give discounts but 30% off on pizza hut for eg doesnt do my health any favors haha. But their app is decent, I like how you have can save your regular payments for quick pay.
I however dont have a regular silk acc, so have to go to the bank every time I want to pay off the card.I also hate that they gave my number to faysal bank who kept calling me for their own credit card. I started recording every call after they said l should change my number because they cannot remove my number from their call list. Been a while now since I got a call as I told them once I have enough recorded calls I will take action. No ethics at all.
I also had some experience with alfalah. My friend worked there who suggested to get it. Their lahore team is just beyond words. They could not even call my current work place to verify I worked there, thus kept getting delayed. Yet (my friend checked) they had confirmed calling my previous work place that was overseas, which I knew was a lie. How could they call overseas when they couldnt call local. Horrible experience, I ended up telling them to forget it. My friend felt so bad, though not his fault.