contact your bank, - ATM only Punjab Govt is 'Giving' vehicles of certain class on " easy repayment loans ".
If you are already into a legitimate transport business with annual income tax returns & bank transactions records, you may apply for commercial vehicle leasing. That is one way banks look at the prospective businesses to finance.
if you are individual with NTN number & a bank account with track record of regular income you may also take chance, please share your observations here accordingly, @driveking