In karachi, cars basic price + registration and you can take the car home,
for tracker and insurance at the same time Tracker Direct is a nice option (just check with the Suzuki outlet about warranty issues in case they void warranty with tracker)
Top companies are EFU/Adamjee, For Swift Insurance only is sufficient. Some companies require tracker installation mandatory for cars like Mehran and Corolla their premium with tracker is higher.
About own, Buying is slow in may-June as tax year ends, But still you need to check with your dealer for own/Premium and delivery time