Survey by Qualaroo
+ Reply to Thread
Page 2 of 2 FirstFirst 12
Results 21 to 40 of 40
Like Tree18Likes

Thread: Car buying help - for UK

  1. #1
    Senior PakWheeler Follow
    omar_575's Avatar
    Join Date
    Nov 2005
    Location
    Lahore
    Age
    28
    Posts
    1,731
    Follows
    1
    Following
    0
    Mentioned
    40 Post(s)
    Tagged
    0 Thread(s)
    Problems Posted
    0
    Problems Solved
    0
    Best Answers
    0
    Good Answers
    0

    Default Car buying help - for UK

    Hi there,

    Sorry for not posting here and replying to my threads like i used to.

    I have been very busy giving exams and all.

    I am going to UK for 7 years to practice there as a doctor. I will go in the end of September.

    Now here's the dilemma - the car!!!

    I don't want a second hand car. And would prefer to buy a decent hatchback on installments (I cannot afford to pay direct cash initially ).

    My requirements:
    1. Not a japanese car. I have enough of those
    2. Preferably a German small hatch
    3. Brand new
    4. Easy finance plan provided by the official dealership

    For now I have thought of a 5 door VW Golf GTI.


  2. #21
    Senior PakWheeler Follow
    arzaam.bhatti's Avatar
    Join Date
    Jun 2014
    Location
    Lahore
    Age
    20
    Posts
    2,468
    Follows
    6
    Following
    1
    Mentioned
    87 Post(s)
    Tagged
    0 Thread(s)
    Problems Posted
    2
    Problems Solved
    1
    Best Answers
    0
    Good Answers
    1

    Default

    i say buy a approved used vehicle from a german brand, you can get financing on that, new car will only be worth 1 quarter pf a price after 5 years while a approved used car will have much less depreciation, and yet still be reliable have all checks carried out etc. you'll find a much better and intrestings cars if you hunt for approved used models at the factory showroom.

    maybe you'll have a insurance benefit also this way but i am not sure on that side.
    If everything is coming your way, you're in the wrong lane!

  3. #22
    Senior PakWheeler Follow
    arzaam.bhatti's Avatar
    Join Date
    Jun 2014
    Location
    Lahore
    Age
    20
    Posts
    2,468
    Follows
    6
    Following
    1
    Mentioned
    87 Post(s)
    Tagged
    0 Thread(s)
    Problems Posted
    2
    Problems Solved
    1
    Best Answers
    0
    Good Answers
    1

    Default

    btw if you have to consider brand new than i would say a Mercedes CLA, i just drove one in paksitan few days back will update its review on my thread as well, its a nice premium car aimed at a younger audience and i ams sure you'll be able to get fa good finance offer for it plus being a regular sedan its bound to have a low insurance premium even fits a mercedes than a golf gti
    If everything is coming your way, you're in the wrong lane!

  4. #23
    Senior PakWheeler Follow
    omar_575's Avatar
    Join Date
    Nov 2005
    Location
    Lahore
    Age
    28
    Posts
    1,731
    Follows
    1
    Following
    0
    Mentioned
    40 Post(s)
    Tagged
    0 Thread(s)
    Problems Posted
    0
    Problems Solved
    0
    Best Answers
    0
    Good Answers
    0

    Default

    Quote Originally Posted by arzaam.bhatti View Post
    btw if you have to consider brand new than i would say a Mercedes CLA, i just drove one in paksitan few days back will update its review on my thread as well, its a nice premium car aimed at a younger audience and i ams sure you'll be able to get fa good finance offer for it plus being a regular sedan its bound to have a low insurance premium even fits a mercedes than a golf gti
    Yes I plan to test drive cars there and get finance quotes and insurance quotes.
    I will post all the reviews here.

  5. #24
    Senior PakWheeler Follow
    arzaam.bhatti's Avatar
    Join Date
    Jun 2014
    Location
    Lahore
    Age
    20
    Posts
    2,468
    Follows
    6
    Following
    1
    Mentioned
    87 Post(s)
    Tagged
    0 Thread(s)
    Problems Posted
    2
    Problems Solved
    1
    Best Answers
    0
    Good Answers
    1

    Default

    there are some good insurance calculators online, or there are website comparing different quotes from various uk insurance providers, it takes around half an hour to fill all the information but the quotes are reliable while you are here you can at least make up a rough idea on how much you'll need to initially spend and choose accordingly. wish you the best in your endeavours there.
    If everything is coming your way, you're in the wrong lane!

  6. #25
    PakWheeler Follow
    --shaaban--'s Avatar
    Join Date
    Mar 2010
    Location
    Bristol
    Posts
    130
    Follows
    0
    Following
    0
    Mentioned
    0 Post(s)
    Tagged
    1 Thread(s)
    Problems Posted
    0
    Problems Solved
    0
    Best Answers
    0
    Good Answers
    0

    Default

    Quote Originally Posted by omar_575 View Post
    Yes I plan to test drive cars there and get finance quotes and insurance quotes.
    I will post all the reviews here.

    you will not get a test drive from any dealer ship on ur int licence.

  7. #26
    Senior PakWheeler Follow
    omar_575's Avatar
    Join Date
    Nov 2005
    Location
    Lahore
    Age
    28
    Posts
    1,731
    Follows
    1
    Following
    0
    Mentioned
    40 Post(s)
    Tagged
    0 Thread(s)
    Problems Posted
    0
    Problems Solved
    0
    Best Answers
    0
    Good Answers
    0

    Default

    Quote Originally Posted by --shaaban-- View Post
    you will not get a test drive from any dealer ship on ur int licence.
    But I could rent and drive a car in uk with this international drivers license

  8. #27
    PakWheeler Follow
    --shaaban--'s Avatar
    Join Date
    Mar 2010
    Location
    Bristol
    Posts
    130
    Follows
    0
    Following
    0
    Mentioned
    0 Post(s)
    Tagged
    1 Thread(s)
    Problems Posted
    0
    Problems Solved
    0
    Best Answers
    0
    Good Answers
    0

    Default

    Quote Originally Posted by omar_575 View Post
    But I could rent and drive a car in uk with this international drivers license
    that u need to check with the rental co. And if u r new to UK u might have difficulty in getting finance in first couple of months.

  9. #28
    Senior PakWheeler Follow
    omar_575's Avatar
    Join Date
    Nov 2005
    Location
    Lahore
    Age
    28
    Posts
    1,731
    Follows
    1
    Following
    0
    Mentioned
    40 Post(s)
    Tagged
    0 Thread(s)
    Problems Posted
    0
    Problems Solved
    0
    Best Answers
    0
    Good Answers
    0

    Default

    Quote Originally Posted by --shaaban-- View Post
    that u need to check with the rental co. And if u r new to UK u might have difficulty in getting finance in first couple of months.
    I was able to rent a car twice. Once in 2012 and then in 2014.

    For finance it might be an issue - I will find out more about that

  10. #29
    PakWheeler Follow
    huraiz's Avatar
    Join Date
    May 2012
    Location
    Birmingham
    Posts
    562
    Follows
    0
    Following
    0
    Mentioned
    0 Post(s)
    Tagged
    1 Thread(s)
    Problems Posted
    0
    Problems Solved
    0
    Best Answers
    0
    Good Answers
    0

    Default

    I think getting a finance will be a issue for you,your job will help but I think you'll struggle to get a finance till you get your five year contract.
    On other hand Insurances are a joke in UK.You really have to shop around to get descent deal.If you only want rough estimate then try confused.com or gocompare.com.


    Sent from my candlestick phone

  11. #30
    Senior PakWheeler Follow
    omar_575's Avatar
    Join Date
    Nov 2005
    Location
    Lahore
    Age
    28
    Posts
    1,731
    Follows
    1
    Following
    0
    Mentioned
    40 Post(s)
    Tagged
    0 Thread(s)
    Problems Posted
    0
    Problems Solved
    0
    Best Answers
    0
    Good Answers
    0

    Default

    guys do you think it will help if i have a car insurance under my name here in pakistan?

    if yes , then i have another query-
    currently all the cars in my house and in my fathers name- will he have to transfer their ownership to me (which is quite costly) so that i can get one or 2 cars insured in my name?

    I am leaving in the last week of september, i will apply for jobs and most probably get one by mid october. I will be able to afford a car by january next year ( on installments with a deposit of around 1000 pounds)

  12. #31
    Senior PakWheeler Follow
    omar_575's Avatar
    Join Date
    Nov 2005
    Location
    Lahore
    Age
    28
    Posts
    1,731
    Follows
    1
    Following
    0
    Mentioned
    40 Post(s)
    Tagged
    0 Thread(s)
    Problems Posted
    0
    Problems Solved
    0
    Best Answers
    0
    Good Answers
    0

    Default

    and as a brand new car is out of question, i am thinking of going for an approved used car on installments-
    something of this sort : BMW 318d M Sport Saloon - Shrewsbury

    or this: http://usedcars.bmw.co.uk/1-Series/2...cmdc=se_na_re_

  13. #32
    Senior PakWheeler Follow
    omar_575's Avatar
    Join Date
    Nov 2005
    Location
    Lahore
    Age
    28
    Posts
    1,731
    Follows
    1
    Following
    0
    Mentioned
    40 Post(s)
    Tagged
    0 Thread(s)
    Problems Posted
    0
    Problems Solved
    0
    Best Answers
    0
    Good Answers
    0

    Default

    I guess this will be a bit heavy on the pocket - BMW 330i M Sport Saloon - Glasgow

  14. #33
    Senior PakWheeler Follow
    capsat's Avatar
    Join Date
    Apr 2006
    Location
    Select City
    Age
    10
    Posts
    12,578
    Follows
    31
    Following
    6
    Mentioned
    1017 Post(s)
    Tagged
    19 Thread(s)
    Problems Posted
    2
    Problems Solved
    5
    Best Answers
    3
    Good Answers
    6

    Default


    if query for insurance transfer in Pakistan is related to your car leasing / buying in UK, nothing such will be of help. beat it you will be working into health services, 1st thing 1st shall be obtaining a local d/l. rest all comes swift and smooth.

    with a secure job registered, 12 weeks time you will be having a credit record with a bank in UK, plus your employer can vouch for your financial standing. It seems you are panic stricken and confused.

    Over the PK Intl' D/L you can rent a car and drive however a local licence is required for a vehicle ownership


    Quote Originally Posted by omar_575 View Post
    guys do you think it will help if i have a car insurance under my name here in pakistan?

    if yes , then i have another query-
    currently all the cars in my house and in my fathers name- will he have to transfer their ownership to me (which is quite costly) so that i can get one or 2 cars insured in my name?

    I am leaving in the last week of september, i will apply for jobs and most probably get one by mid october. I will be able to afford a car by january next year ( on installments with a deposit of around 1000 pounds)
    - www.crackwheels.com - A skilled Dictator is much more beneficial to Country......than a Democracy of Ignorant people

  15. #34
    Senior PakWheeler Follow
    omar_575's Avatar
    Join Date
    Nov 2005
    Location
    Lahore
    Age
    28
    Posts
    1,731
    Follows
    1
    Following
    0
    Mentioned
    40 Post(s)
    Tagged
    0 Thread(s)
    Problems Posted
    0
    Problems Solved
    0
    Best Answers
    0
    Good Answers
    0

    Default

    Quote Originally Posted by capsat View Post

    if query for insurance transfer in Pakistan is related to your car leasing / buying in UK, nothing such will be of help. beat it you will be working into health services, 1st thing 1st shall be obtaining a local d/l. rest all comes swift and smooth.

    with a secure job registered, 12 weeks time you will be having a credit record with a bank in UK, plus your employer can vouch for your financial standing. It seems you are panic stricken and confused.

    Over the PK Intl' D/L you can rent a car and drive however a local licence is required for a vehicle ownership
    yes i am very confused. I didn't know the insurance will be that high there.

    thanks for your advice

  16. #35
    Senior PakWheeler Follow
    arzaam.bhatti's Avatar
    Join Date
    Jun 2014
    Location
    Lahore
    Age
    20
    Posts
    2,468
    Follows
    6
    Following
    1
    Mentioned
    87 Post(s)
    Tagged
    0 Thread(s)
    Problems Posted
    2
    Problems Solved
    1
    Best Answers
    0
    Good Answers
    1

    Default

    approved used is the way to go and capsat has already explained to you about rest.
    If everything is coming your way, you're in the wrong lane!

  17. #36
    Senior PakWheeler Follow
    omar_575's Avatar
    Join Date
    Nov 2005
    Location
    Lahore
    Age
    28
    Posts
    1,731
    Follows
    1
    Following
    0
    Mentioned
    40 Post(s)
    Tagged
    0 Thread(s)
    Problems Posted
    0
    Problems Solved
    0
    Best Answers
    0
    Good Answers
    0

    Default

    I have checked various sites and have decided to go for an approved used ford fiesta for now.

    Ten of the cheapest cars to insure - Telegraph
    Cheapest cars to insure | Auto Express
    Cheap cars to insure: 2015's top ten| Carbuyer

    I am going to UK in the end of September and will have a few days till my job will start so I will visit all the approved used car showrooms and have a look at the used car deals and the insurance ( the dealers also provide insurance ) so I will have a rough idea of what car I will buy once my job starts and I start getting paid

    I have got my international drivers license made and can drive on it for 12 months (https://www.gov.uk/exchange-foreign-...g-licence/y/no)

    And as I can't get my pakistani license exchanged I will have to give a driving test - https://www.gov.uk/driving-theory-test

  18. #37
    Senior PakWheeler Follow
    faiz.aslam.121's Avatar
    Join Date
    Jan 2013
    Location
    Oslo
    Age
    21
    Posts
    7,464
    Follows
    5
    Following
    0
    Mentioned
    148 Post(s)
    Tagged
    4 Thread(s)
    Problems Posted
    0
    Problems Solved
    0
    Best Answers
    0
    Good Answers
    0

    Default

    I would recommend a 6 month old approved car from a dealership. You will get it much cheaper than buying it brand new, still a few years left of warranty and make sure to get a car that has low maintenance cost from dealership itself. Buying a full option car is much easier to sell afterwards, than a car with no or little options. Haggle with the prices. If you're gonna drive loads, get a diesel imo and don't go for long service interval oils, they are bad. If the car has auto start stop, stay away from it, the starter goes bad much quicker.

    Keep in note where you are going to park it, own driveway / underground parking or on the street? How's the parking at the workplace? If it's tight, a hatchback is worth it.

    Buying german cars, get ready for overpriced service

    --
    See you chose a Ford Fiesta, it's a great car!
    Regarding insurance, check the insurance rates near you ( Postcode ), some areas tend to have higher insurance rates due to car related crime, accidents and other insurancebumpinguppricesduetoscams.

    If you have a great insurance record in Pakistan, why not ask them to issue you a nice letter which you can present to the insurance co in the uk? Could help

    Another trick is call different providers, if the first one gives you a ?50 per month offer, call the next one and say you got an offer for ?40 from the previous once, keep doing it till you reach the lowest price! My friend did that when getting loan for his house
    Turbo lag is like foreplay. You know it's coming. And it's gonna be good.

  19. #38
    PakWheeler Follow
    leroy_jenkins's Avatar
    Join Date
    May 2015
    Location
    Islamabad
    Age
    27
    Posts
    59
    Follows
    0
    Following
    0
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)
    Problems Posted
    0
    Problems Solved
    0
    Best Answers
    0
    Good Answers
    0

    Default

    you might wanna check what you are gonnna be pre-approved for before buying a car. It will give you a good idea of what price range you should be looking at. Loans require credit history, foreigners who do not have a credit history either dont get approved or get approved at really high interest rates. Most likely they will need your pay stubs for atleast 2 months and your other expenses. I would suggest looking into these things, I believe UK will have roughly the same finance process as any other country.

    Go for vehicles with 0% APR over 60 months.

  20. #39
    PakWheeler Follow
    huraiz's Avatar
    Join Date
    May 2012
    Location
    Birmingham
    Posts
    562
    Follows
    0
    Following
    0
    Mentioned
    0 Post(s)
    Tagged
    1 Thread(s)
    Problems Posted
    0
    Problems Solved
    0
    Best Answers
    0
    Good Answers
    0

    Default

    True getting approved within first year is difficult.i think you should buy a cheap car on cash,drive it around a year pass driving test and then go for a descent car.This way you'll accumulate no claim bonus and after getting uk driving license its pretty easy to get a loan.


    Sent from my candlestick phone

  21. #40
    Senior PakWheeler Follow
    omar_575's Avatar
    Join Date
    Nov 2005
    Location
    Lahore
    Age
    28
    Posts
    1,731
    Follows
    1
    Following
    0
    Mentioned
    40 Post(s)
    Tagged
    0 Thread(s)
    Problems Posted
    0
    Problems Solved
    0
    Best Answers
    0
    Good Answers
    0

    Default

    I have bought a maskeen see peugeot 206 for now - https://www.pakwheels.com/forums/mem...-a#post4935373

+ Reply to Thread
Page 2 of 2 FirstFirst 12

User Tag List

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •