Hello everyone ,
I got my car insured in 2013 with Adamjee insurance
NOV 2013 : called adamjee for the theft of two things ( parking pole and inner fender shield)
Surveyor called me after a week and asked about the mechanic. I told him . For about a month , I got no response.
JAN 2014 : I met with my mechanic because of a minor accident only bumper fell down.. he told me that surveyor came to him in NOV 2013. But neither the surveyor nor did the mechanic inform me.
I called the surveyor and he told me that my case is still opened. He came to my mechanic , I was also there.
Mechanic's bill estimate was
Inner Fender shields ( both) = 6000 used 60% depreciation
Parking pole = 3000 used 60% dep
Bumper repair : 2000
Now the problem is that why do I have to pay 60% depreciation ???
Plus it is also said that I have to pay 50% exceeding on parts (idk what's that)
That's 110% of what the bill is !!! Yeah !!!! Like I am shocked!!!
Surveyor says this 50% is some claim thing because my policy is and I have to pay it. Like why would I pay 110 for something that is worth 100. Have they gone nuts????
Who do I contact!! I am thinking of filing a suit against the insurance company for breaching the contract. Never in the policy was it mentioned that I have to pay 60% of the used parts.