Which model can I get in clean and mostly genuine body/paint condition?
You can get the 2006 facelift model in your budget. Rather than wasting time on paint and body focus on chassis, suspension, engine & electrical wiring and steering because these things can easily bankrupt u even if u will buy parts from kabar.
- Will it be risky (day to day workshop visits) spending such amount on an approx 10 year old Honda?
That depends whether the previous owner has visited workshop on timely basis or not.
- What are transfer charges for 1300 cc car (around 8-10 years old)?
3 to 4,000 on same book if all taxes paid.
Better buy a 2009 Swift for 850,000.