@ PUNK....Its nice to see that a young guy like u has such a realistic approach to lif...but the thing is that most of us regular folks with regular Salaries or as stated,students, cannot afford to give a big lump sum at one time but we can however pay a smaller amount per month ..and hence Installments r the way for me atleast if not for any1 else....I agree with u that Karachi is a bigger city than Lahore so there must b shops with rims on Installments but in all my years in Karachi I have not come across one..would b most obliged if any1 can point out a few ...thanku