1 Lac per on average kitna profit banta hay

[brainmoody18]

ASALAAM O ALAIKUM All,
How much monthly profit on average to expect per LAC.

Lets say you invest 10 lac or 20 lac toa average monthly kitna profit expect kia ja sakta hay?

[ahmadusaf]

on what scheme you are planning to invest?

[brainmoody18]

Scheme toa nahi hay, in person diyah hain.
Unh k business hay.
They gave me two options.

Also Bro can u guide me about few scheme which are halal?

[ahmadusaf]

in-person ka to pata nahi. ye to ap dono ki apas me koi ratio settle hui hogi jis k acc both parties profit share krengi. plus stamp paper par dono parties agreement krwa lein. moreover thier is national savings scheme. you can check their site, the offers profit on certificates and accounts. halal haram ye concept kisi mufti se discuss krelein.

[brainmoody18]

the offers profit on certificates and accounts.

They gave me offer k 15% wo apni mehnat k lain gay aur baqi profit jo b ho ga wo mujhe milay ga ( profit + loss )

Dosri option ya hay k written doc k bad paisay unhay don aur wo fixed amount monthly dain gay aur jub wapis laini ho gi toa asal raqam milay gi ( us k liyah kuch months pehlay say batana ho ga )
Es dosri option may ya taqreeban 1000 per lac ban raha hay.

I am not sure on average per lac kitna profit banta hay jo reasonable ya acceptable ho.

National bank walay kitna profit daitay hain aur certifcation aur accounts may kia farq hay?

[ahmadusaf]

Dosri option ya hay k written doc k bad paisay unhay don aur wo fixed amount monthly dain gay aur jub wapis laini ho gi toa asal raqam milay gi ( us k liyah kuch months pehlay say batana ho ga )Es dosri option may ya taqreeban 1000 per lac ban raha hay.

this is what i am talking about. look down for national savings centre(nsc) profit rates. tamam banks se zyada sirf inka profit rate hota hai. and it varies when state bank changes inflation rate.

if you invest with nsc lets say, per lac you will get following profit on your selected certificate/account. t&c applied see below. aapne jab paise nikalwane hongy nsc apko nikal k dega, agr maturity period ya shyd 1 saal se se pehly nikalwao gy to i think around 1000 deduct krty wo per lac. aur ye bhi invested amount hi wapis krengy.

[brainmoody18]

Thank you bro
Ya regular income certificates may monthly kitnay mil rahay hain es may bohat see banking aur investment terms hain which i know nothing.

**Aur es investment option k baray may aap ki opinion kia hay, 1 lac per almost 1000 rs profit sahi offer hay ya nahi? **

They gave me offer k 15% wo apni mehnat k lain gay aur baqi profit jo b ho ga wo mujhe milay ga ( profit + loss )

Dosri option ya hay k written doc k bad paisay unhay don aur wo fixed amount monthly dain gay aur jub wapis laini ho gi toa asal raqam milay gi ( us k liyah kuch months pehlay say batana ho ga )
Es dosri option may ya taqreeban 1000 per lac ban raha hay.

[ahmadusaf]

**Aur es investment option k baray may aap ki opinion kia hay, 1 lac per almost 1000 rs profit sahi offer hay ya nahi? **

NSC ki Behbood saving scheme sbse zyada profit de rhi baqi tamam NSC ki schemes se which is 920rs per lac. isme zakat aur WTH nahi kat'ta, ye scheme senior citizen, widow etc k liye hai. baqi schemes k liye be aap upar pic me parh skty ho.

i dont know k jis se aapne baat ki hai kya wo yhi scheme k baray me bta rha ya phir koi aurr.

They gave me offer k 15% wo apni mehnat k lain gay aur baqi profit jo b ho ga wo mujhe milay ga ( profit + loss )

ye to juaa hi hogya..apko kya pata k apk paisy kidr invest kiye hain, profit hai ya loss. this is not a good scheme in my opinion. rest you can consult your friend/relatives/colleagues.

[HellsGuardian]

which row/column mentions the profit for each type? i cannot seem to find it.

[ahmadusaf]

http://savings.gov.pk/product-rates/

here you can see it.

[brainmoody18]

On average 1 lac per 1000 rs ki ratio ka formula kia hay?

NSC ko may dekhta hon mazeed. Thank you

I am open to listen for others opinions.

[capsat]

the guy is playing quiet clever with you.

15% service fee fixed

profit & loss calculation formula not explianed. you will end up losing 90% of money in 18 months

[brainmoody18]

15% service fee fixed say meri ya morad k her month profit may say 15% wo apni mehnat k paisay kah rahay.

Bro can you explain how I will end up losing money?

profit & loss calculation formula kia hay aur kesay kia jai ga?

Please guide me.

Aik chez aur may nay sona hay k bank 1 lac per 1000 daita hay jub k business may 1 lac per ziyada profit hota hay, Aur upper Ahmad Yousaf bhai nay b almost NSC k profit 1 lac per itna batiya hay.

[capsat]

in my school of faith fixed interest is HARAM.
variable loss & profit based on documented investment are also dubious but under shariah based policies it is legally fine.

without any written documentation formulation for business partnership in profit & loss is highly doubtful.

=

her month profit may say 15% wo apni mehnat k paisay

what is formulation to calculate profit ?

profit & loss calculation formula kia hay aur kesay kia jai ga

such formulations are discussed and documented between 2 parties concern, also highly variable based on nature of business / investments.

Aik chez aur may nay sona hay k bank

suna hai / bataya hai / koi keh raha tha it is pure lethargy specially when it is about business investment.

do some effort walk into any local bank and ask for investment schemes. not a tough task isn't it?

is it your earned money or from heirship pot or received in dowry by wedding ??

[OvaisAlam]

10-100000 depends on what you do and where you invest.

Jahan aap de rhe ho paisay wahan fix profit agar krlia to phr thora maskook hojaega muamla. Consult any knowledgeable Alim/Mufti first.

15% ks cheez ke maang rha hai banda? Konsi mehnat?business hai kia?

[ahmadusaf]

in my school of faith fixed interest is HARAM.

absolutely haram. jb maine btaya mjhy khud nahi tha pata. every kind of investment in bank is haram due to interest applicability. buying products on installment is also same.