2021 Honda City GM6 Dedicated Discussion, Owner/ Fan Club Thread

[awais924]

@manan7947 sir which tyre size? and bluearth or advan db?

[manan7947]

Bluearth es 32........185/65/15

[zeeshan_awan77]

Dear Members, pls guide whether the transfer tax of 100K on the invoiced vehicle is refundable? And in case the vehicle is leased from an Islamic Bank, do bank bear the this transfer tax ?
Thanks and Regards

[chinyoti]

bank would bear the cost in case of leasing,

Islamic banks would bear the costs 100%

Yes it is refundable, Bank claiming they will bear the cost, Means that the car stay on banks name. They sell it to you after the lease tenure ends.

[ammarzubair]

so went to check out aspire cvt. seems decent build quality is ok i guess. dont think its too bad. obviously the price is a lot but relative to other cars i think its do able.

there was a lot of traffic so didnt opt to test drive today will do that on monday.

overall i think its a little better than yaris

[ammar1234567]

Yes its personal choice for 270,000(provided you are booking and not buying on own) extra you are getting:
- better looks
- company fitted cruise control
- driver seat adjustment
- retractable mirrors
- better leg space at the back and rear ac vents
What you will be missing
- safety features like traction control, VSC and hill start
- triptronic transmission
- a little more comfortable ride
- delivery in 40 days vs 8 months

If that equation works for you it's great, for me I selected yaris activx only think I will miss is cruise control but I can get it installed for like 6k

[muhammad.hamza.shahid]

Toyota Altis spec sheet updated. Still no cruise.

Previously got tonknow the ecu in use doesn't support cruise.

[kmq007]

The interior of Honda is absolutely fine except some cheap quality plastic use here and there but then its there in almost every PKDM.

In my personal opinion dashboard & steering material is better than Yaris; door panels on Yaris are better ... but I have an Ativ X ... comparing with that variant only.

Driver side seat is better than Yaris ... in terms of softness, lumbar support, thigh support & height adjustment but the overall space is a bit cramped. Front passenger seat is the same but no height adjuistment.

Rear seats main nay khud check nahin ki ... baita baitha tha .. he is almost 6... its very spacious ... Yaris main woh pechay baith kay shor macha raha hota hia.. jaga tung hai ..; main comfortable nahin hon... etc etc

[kmq007]

transfer tax of 100K on the invoiced vehicle is refundable

Its a penalty and isn't refundable...that's the whole point.
WHT though is refundable/adjustable (WHT varies by engine size).

banks would bear the costs 100%

Not necessarily... actually you are paying it but you will be given an option to pay lump sum with down payment of spread over 12 months in installments.

Even if it seems that a certain bank is saying that they will bear these costs ... read the fine print ... at the end you are paying it either in installments or in form of a slightly higher interest rates.

[engineerjibran]

Is he 6 yrs old or 6feet tall?

[engineerjibran]

My uncle has bought one(1.2 cvt) and expecting delivery in next 4 5 days , I will inspect that one in detail.

[kmq007]

6 feet+ Mashallah ...
He has just turned 15.

I am 5-11; the driver seat is a bit cramped for my liking ... but it should be ok for most people... My Son wasn't happy with the space when he sat in the driving seat

[kmq007]

Till now people have mostly said good things about 1.2 as well.

It seems that the fears of it being under powered isn't an issue at least for city driving ... Honda seems to have tuned it well... at least if we go by a few user reviews...When it hits the roads in large numbers phir hi cheezain clear hon gi

Baqi I can't say for sure ... as everyone has their own expectations...

Pricing is outrageous... now all companies will follow suit ... a very dangerous trend has been set by Atlas which has sadly been whole heartedly accepted by the awam ...

Missing out on safety features is criminal though... but that's just me ...

If people don't care for their own safety then who am I to say otherwise...

[AABBDDuullaahh]

Exactly.
The unrealistic leg space at the back in the city is translated thanks to the fact that the front seat doesn't slide back as much as in a yaris. (though city overall has a longer wheelbase too which also gives it an advantage).
So for anyone over 6 feet, they will feel a need to somehow push the seat a little backwards to make more leg space in the front. But on the contrary, rear legroom is just class leading; and when the cabin is looked at as an overall package, (I personally feel) it offers the best experience in this segment space wise.

If only Atlas had enough brains to keep the pricing 150k lower than what it is, this could have really captured a much larger market (and probably given more profits to the brainless executives at Atlas)

[kmq007]

+1

[engineerjibran]

1.2 cvt doesn't make any sense for just 1 lac less if it doesnt provide any kind of fuel average advantage. It even lacks cruise control.

From the website it doesnt seem like that there are any 'optionals' available on 1.2.

[chinyoti]

No,

if the car is registered on the banks name. The bank is the owner and pays and also reclaims WHT.

Higher interest rates or what ever is a different thing.

Even with conventional banks if you finance a car it is registered as xyz with heir rental agreement + Bank name.

With lease and conventional banking the car is registered on the banks name. Bank is the legal owner you are driving it on rent.

[chinyoti]

No,

if the car is registered on the banks name. The bank is the owner and pays and also reclaims WHT.

Higher interest rates or what ever is a different thing.

Even with conventional banks if you finance a car it is registered as xyz with heir rental agreement + Bank name.

With lease and conventional banking the car is registered on the banks name. Bank is the legal owner you are driving it on rent.

[zeeshan_awan77]

Solely depends upon the mode of financing your are availing.
In Hire Purchase, vehicles are in ownership of the customer and only charge of Bank’s HP is placed at the vehicle. In this case customer has to pay the Advance WHT and Registration charges as well. (Used mostly by conventional Banks)
In case of lease Rentals. The vehicle is in the name of the bank and therefore WHT is paid by the bank. However, Registration charges are borne by the lessee (For Islamic Banks).

Further, as per my knowledge any direct tax paid in Excess of your yearly tax assessment is refundable.

[kmq007]

Sir,

You are right; Murtaza Shahid Sb is too...

I was talking figuratively not literally...

What I meant actually is that all these are just honey traps ...
No matter what model you opt for... the end beneficiary is always the bank....

The end customers are just lured into thinking that they have gotten a really good deal.

Viz a Viz if you calculate and compare plans across all banks... the overall profit (The total amount that the end user will be paying for any particular car that the bank earns is round about the same) ...

It's actually more in case of Islamic banking ... be is Musharak, Mudaraba or whatever..

The only benefit that the end user gets in certain cases is the low initial down payment ... but when they go through the plan tenure ... the banks recover all that and even more....