True! What if the tree in your lawn by some fault falls on your car and crushes it, or the electric pole across your house falls by some fault and divides your car in two pieces? Or even worse, if it falls you on your neighbor's car, who owns a medical store and in frustration he gives heavy muscle relaxants to your flu affected driver and since his muscles are relaxed, he bangs your car in the front wall at 60kmph.
Come on guys, anything can happen! Think positive atleast.