let me elaborate answer of Q#3
First you contact the Bank, provide them your salary slips (if Salaried), account statement etc. then apply financing. Your loan would be approved in 1-2 . Then you deposit the downpayment (for example 50% of City invoice price) and a 1 year insurance money to the bank. Once you have deposited that, the bank will make a purchase order in the name of ATLAS HONDA, by which you can get the car right away from any dealer (but you have to pay handsome amount of OWN money to get it right away)...but if you dont wwanna pay OWN MAFIA money then the procedure gets a bit lengthen...for booking, the bank must have to arrange a pay order of 15,27,000 (city MT) and dealer would then get that PAY ORDER from Bank, and then u can book your car....
So, car financing from a bank would take atleast 20-25 days from date of application to booking.....
hope this info helps 