People have spent years doing research and the topic of a guys phd was exactly that. Has IMF ruined the nations IMF claims to have helped. It is shocking to read. The guy gives references of how and what policies drove the country into disaster.
If the top guy in state bank is saying it why don't people listen to him. He says "Pakistan did not need the IMF, we were dragged to them for a bailout".
If you see what happened in 2008 the financial institutions threatened US congress and they "helped bail the country out of crisis" except one country which took a stand. You know what country ?
Iceland. They arrested all the finance top management and bank owners and said "you made the mess sort it out". and magically they reverted the credit crunch.
Man learned from history that man never learned from history.
The IMF has pushed for an "above the law" governor of state bank many times in Pakistan. Thank God some good men always blew the whistle.