Please dont go for Guard. Pata nae kia oil banatay hongay. Oils are the lifeblood of engine. Put in a good one. Engine tang nae karaiga. Fuel average will improve. Long term cost saving hai.
As far as viscosity is concerned, i.e. 10w40 or 20w50, in my personal experience on both a GTti, which was turbocharged and my current car (Integra with D15b Carb), using 20w50 and switching to 10w40 did nothing.
Usually if you switch from 20w50 to a thin mineral like 5w30 thats when the problems start. It depends on engine to engine. If there is lots of sludge and seals are old and rigid, a thin oil will leak. If your car was reducing oil on 10w40, it will also do this on 20w50. Check and fix oil leakage reason. Oil gharha dalna is jugar.
Personally i HATE 20w50. They are the lowest quality and grade **** mineral oils which make the engine loud, do **** protection, last very little KMs.
Ive been using Zic A 10w40 since ages and very satisfied. GTti used to run 20w50 Zic Hiflo when the engine had gotten weak before rebuilt and during run in, after that Zic A all the way.