I see. Just for your info. that I called their Hyderabad Branch at Tilak Incline, and was quoted 3.5% with 16000 tracker charges (Megatech tracker), which would void the electrical warranty of a brand new car any way
Adamjee and Askari are the only two companies, which offer tracker free insurance in Hyderabad. For EFU, Jubilee, and TDI, tracker is a must.