You have asked the important aspects that I should have shared earlier.
This will certainly help who are trying their best to guide me. It will also help others in future who are willing to buy to compare their situation with mine.
》 My job is online and I have flexible hours to work. I can adjust my work in a way that I spend my day in workshops. But of course not all life 
》I am based in Islamabad (DHA) and am a born Islamabadi so thats my only home town. I don't have to travel to any off road long distant areas for a need. Whatever trips I will be planning will be limited (weekends) and for only leasure & outing. Every year would like to visit some northern destinations. Rest it will remain parked.
》 My current ride is Suzuki Swift Automatic it has done 60000 KMs in last 6+ years. 3 trips to Lahore. So you guys can have idea of my running.
》But don't forget that purpose of buying 4x4 is specially to be able to went nothern areas and be able to go to areas where I cannot go if visiting in any good sedan. I am kind of a person who will be having camping / inflatable boats etc. Loaded on my 4x4 and I will be willing to go to that side of a jheel where there is no rush. Hope you got my point.
》Never planned to do any hardcore off roading stunts which we see on youtube.
》I can spend half million to bring it to nice appreciating condition... no issues! and I can spend easily on high end expensive liquids and filters for on going maintenance. But important thing is that I do not wanted to get robbed in intial purchase. Or by Mechanics.
So in short I have time and money to spend gradually. And intentions to do normal off road trips with absolutely no need for daily running.