Dear Mr. Mujtaba,
5 marla files are notwhere on the map, and we can't say for sure where these plots are going to be adjusted in the map.
Currently these are just files without number & without location.
Actual price was 14 lacs, i.e. 8 lac cost of land + 6 lac dev charges. Since the location is not defined yet, so we can't say how much time it is going to take for possession.
Since you will buy from IB employee, you will need to pay atleast cost of land in order to transfer to your name.
so your cost will be around 10 lacs approx including membership + cost of land.
Remaining 6 lac can be paid cash to avail discount, or through installments i.e. 90k per quarter.