Insurance claim help :"(

[Bilaltq]

One other thing, as you said it's a major accident. I am assuming your car's value will depreciate in the future. Which is not good in case of a new car. So my suggestion is that throw your car somewhere in the village, report it stolen and you will receive 100% of the car value amount back. This way you can buy a new car again and insure it again.

You can't honestly be suggesting the OP commit insurance fraud. That is borderline.. no it's completely retarded.

[AliTepu]

Park ur car @ ur home, wait for the policy documents, and file ur claim @ very next day and give a valid driving licence of any of ur Mama, chacha, bhai etc and tell them that he was driving the car @ time of accident

thats what i am thinking too.
what kind of questions does the insurance guy/surveyor asks?

is there any quality difference between factory manufactured parts and the parts 3s dealers use?
i mean can i see my car in new condition as there is no accident happened to it?

[cisco1]

i mean can i see my car in new condition as there is no accident happened to it?

Yes, i can happen but expensive i.e. replace the damaged parts with new one.

[AliTepu]

Yes, i can happen but expensive i.e. replace the damaged parts with new one.

will insurance company repair my car or replace the damaged with new ones?

[AliTepu]

and one more thing
will it reduce my car's resale value?

[Bilaltq]

and one more thing
will it reduce my car's resale value?

The fact that it was in an accident? Yes it will. Next time don't crash into anything.

[haali]

. . . . . . . . . . . . . . . . . .

[AliTepu]

which 3s suzuki dealer should i go??
or who is better in terms of repairing vehicles/have better mechanics?

[haiderjaved]

well well well....
so sad to know this tragedy happened to you..
new car ka accident, Really hurts.

for now, just do not worry and i would suggest:
1. do not contact your insurance co. regarding this accident untill u get ur car registered as well as the insurance policy/documents...
2. just park it at ur garrage till that time.
3. regarding the driving license, all u hav to do is to provide them any driving license. just giv them ur father/brother/cousin/whoever 's driving license copy and tell them that he was driving the car when this accident happened..

P.S. : i hope the poster was kidding, just in case u took it seriously, do not think about reporting ur car stolen. It would not be wise, u dont seem so clever to defend this lie and stolen car insurance claim procedure is very long time taking and involves police reports etc...

[AliTepu]

guys which 3s suzuki dealers workshop do the best denting/painting/repairing/replacing job in lahore?

[Anaam]

You are not eligible for claim because you don't have driving license.

So be honest and do not claim insurance by using someone else name/license.

[rashid81]

You are not eligible for claim because you don't have driving license.

So be honest and do not claim insurance by using someone else name/license.

:-# +1

[awais.9]

P.S. : i hope the poster was kidding, just in case u took it seriously, do not think about reporting ur car stolen. It would not be wise, u dont seem so clever to defend this lie and stolen car insurance claim procedure is very long time taking and involves police reports etc...

thats quite true
cox our car got stolen n now when we r claiming the insurance,first of all FIR was required n then they have given a huge list of documents to provide them n that list is still not completed...

[NOMI11]

Suzuki Sethi Motors Ferozpur Road Have Got A Good Denter And Painter Named As AZAM .

[pistonhead]

Suprisingly, most of the people who replied told the OP to commit insurance fraud by lieing or other various methods. Is this who we are, for real?

[AliTepu]

You are not eligible for claim because you don't have driving license.

So be honest and do not claim insurance by using someone else name/license.

i appreciate that bro but it is very hard for me to bear the loss.

[AliTepu]

and i m not doing the theft thingy claim.

[sk_020]

Well very sad to know about your brand new car's accident..
I will suggest you to park the car till it gets registered and u get insurance process fully done.
One thing more.. Damage those parts which have been hitted and has got scratches.
Break the bumper fully. Otherwise they will again fit it and will repaint it.
Same as with doors. Leave one door which has lesser scratches than other. destroy the 2nd one in such a way that it may not be able to get repaired. Same as with fender. This will not reduce the value of your car much when you will be selling it.
And don't tell insurance company that you were driving the car. Coz u don't have a license.

And get new parts fitted on your car.

[iiqbal]

i appreciate that bro but it is very hard for me to bear the loss.

There is nothing wrong in it , At the time of deal(Insurance) you don't have license , but insurance company agreed to provide u insurance facility,So there is nothing wrong at u end

[iiqbal]

Well very sad to know about your brand new car's accident..
I will suggest you to park the car till it gets registered and u get insurance process fully done.
One thing more.. Damage those parts which have been hitted and has got scratches.
Break the bumper fully. Otherwise they will again fit it and will repaint it.
Same as with doors. Leave one door which has lesser scratches than other. destroy the 2nd one in such a way that it may not be able to get repaired. Same as with fender. This will not reduce the value of your car much when you will be selling it.
And don't tell insurance company that you were driving the car. Coz u don't have a license.

And get new parts fitted on your car.

On the basis of my experience, I would strongly recommend to get your original car parts repair if possible .BECAUSE instead of new parts they will replace it with old repair parts of some other insurance car (Both workshop and insurance ppl.) are doing this practice
Also they will charge some depreciation for new parts , On the other hands they will replace your car original parts with some old repaired parts