HT tires are meant for Highways only. MTs are for Mud terrain and ATs are for all terrain. More versatile option is AT. Go for HT, only if you are clear about their difference. I can't comment on other brands, however, two years back, I replaced my old tires with Bridge Stone AT 265-70-R16 tires, with white writing, at Rs.17000 per tire from Saddar Rawalpindi. Since then I traveled a lot on all types of roads and tracks, including Ghizer valley, Quatta-Ziarat, Kumrat valley and Banjosa- Tolipeer in snow. These tires are wonderful to drive with.