Yes its not only best buy also cheap in most cases.
After doing some math on it.
Ubl is cheap because of no annual charges. Only pay 360 at the time of creation. And that too is waived of of you deposit 10000 for first time.
Mcb charges 1060 annual charges.
Conversion rate of mcb is less but don't be fooled by it. Exact rates are shared in my previous replies
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