It is a Fraud, basically the style of fraud is that they invest your amount and then return the amount when they feel like after rejecting your case. Its like they take the down-payment which can be any amount ranging from 50K onwards, then they would tell you that your case is in processing, then they will start a chain of "aiterazaat/objections" and you would be rectifying all the objections and it will consume approx 3 to 6 months and later either you will get your money back and your case would be rejected, or ap ke chakkar pe chakkar lagwai jaien ge.. ap ki qismat achi howi to paisay wapis... they have survived till now coz, i) they occasionally return the amount ii)occasionally kuch clients ko cars be milti hein to make it seem legit ... so I would never recommend this service