No, as long as one drive carefully in standing water. The max. limit for standing water is IIRC 185mm incl. any waves generated. If you have ever driven a PKDM civic in standing water, you should be okay. Personally I have seen all cars hydrolock if driven recklessly in standing water.
See #1 above for standing water. As for terrian, I cant say much since I drove the car in Islamabad mostly on well paved roads. But if most reviews are positive about the car's drive setup. So I think you should be good
I believe so. Metropolis is also a Kia dealer and the service center for both is same. You can call the kia dealership and ask if they have the oil and filters. THE OIL MUST BE PRODUCRED FOR OFFICIAL SERVICE DEALERS. I cant emphasize this ennough . The puretech enigne in the 2008 is wet belt driven and prone to low pressure failure esp. if used with wrong type/ grade of oil. The oil for the 2008 is pretty expensive since it is imported. The filter is still sort of expensive as it is imported as well. YOU DO NOT WANT TO USE NON STANDARD OIL. Buy some from your dealership before hand if the Abbottabad dealership doesn't have any.
If you don't drive much, I really can't recommend this vehicle. Simply because of the puretech engine. Now I am not a engineer (for vehicles or engines), my opinion is based on what i have read and seen on the internet. All the opinions are pretty unanimous about the weakness of the puretech engine. If you dont want to read all, just read the TL;DR. HOWEVER if you do decide to purchase stick to 6 months not 10K distance.
TL/DR The wet timing belt 2008 puretech 130 engine is prone to failing as the belt degrades in oil overtime. Short trips (incomplete burning of fuel in the engine and mixing with oil to further degrade the belt, cold temperatures makes thing worse as does using wrong grade of oil and longer service intervals. Things have improved since first gen engines but the belt still fails IF NOT PROPERLY SERIVCED AND INSPECTED. (See below longer version for why this is an issue).
The longer version (do read if you have not read up on this issue): In order to improve NVH in a 3 cylinder engine together with improved efficiency (?), Peugeot engineered the puretech 130 engine with a timing belt rather than a chain and bathed it in oil. The initial series of engines had a belt recall (this was several years ago). Since then Peugeot has improved the belt and shortened belt change periods (this is NOT reflected in our Lucky maintenance schedule sadly). But the belt still degrades. The sad part is that when inquired the Peugeot dealerships are totally ignorant about this issue. They claim it has a chain rather than a belt even if you show them the belt!. If you do decide to purchase ask them this question: Does the engine have a timing belt or a timing chain? And how do they inspect the belt, if they say it has a belt. I sold my car when 2 of the 3 dealerships closed in my city (Islamabad) and the service centre's completely insane reply that this engine has a timing chain!!!!
PS: Lucky reccomends RON 95. The engine in the PKDM 2008 does fine with RON 92. If you do purchase the 2008, i'll send you a link for the intl. 2008 user guide which has much more useful information.
- If expanding the budget is out of question, then you really don't have much left. Sportage alpha, tucson gls, MG Excite. Really nothing that stands out. The two koreans are so stripped out that it is better to just not consider them unless getting a SUV is a life or death situation. I have not driven a MG Excite so cant say. It is likely to have more features than the Koreans, but I from my exp with the MG HS, the head unit is painfully slow, the DCT isnt the best in the world. So in this price bracket you have really no other option. If you stretch to 8 million, one of the better Sportage or Tucson (though both are still dated), or maybe the Haval 1.5T.
For further reading on the puretech:
https://lifeonfour.co/engine-problems/citroen-peugeot-puretech-engine-reliability/
https://mymotorlist.com/engines/peugeot/eb2dts/
Or just google purtech 130 issues.
Hope this helps