Brother both Fuji XS1 & HS50EXR are not available here and neither they are DSLR.
Secondly Fujifilm has no support and resale in Pakistani market they are like a Mazda 6 compare to Premio in local market i.e. better but not popular. Both the cameras are not widely available even in the north american market. If you can import them personally they are well above 50K PKR.
If you can live with the bulk & weight of DSLR & no problems of attracting thief Nikon D3100 is best for you.
If you are not comfortable with heavy cameras Olympus XZ-1 has excellent image quality comparable to DSLR untill you shooting in daylight or good light.