Abroad, Car leasing concept is different. You have a certain limit of how many miles/km you can drive etc.
You just pay the rent for the car including insurance and other maintenance costs. In return, you get a brand new car every year or so depending on your requirements. You can get a shiny zero meter Audi A4 for about 25,000-/ per month. You can buy the car from the dealership if you get too emotionally attached or you can get another car after contract finishes aka ONS.
Financing is when the bank either gives you the money or buys the car for you and you pay the installments monthly+ their profit.
In Pakistan, the concept is different. Lease is basically financing.
Get a GLi on lease- you won't pay much anyway, maybe 1-2,000 extra per month