Can some body please guide what is the best insurace policy to purchased and how much monthly it can cost us, I am only interested in islamic insurace, I went to meezan bank but they say they did not have any insurace and they did insurace only if we buy car from them
I have old mira car model 2012 so any suggestions are welcome
Banks (whether Islamic or Un-Islamic) get insurance coverage through Insurance companies.
As for as I know all insurance companies have same mechanism in place. There is no such thing as 'Islamic insurance'. If I am wrong then someone please guide us.
i can arrange through Adamjee takaful. you can contact me
Does this Takaful also provide Comprehensive coverage as in the case of conventional insurance?
yes. comprehensive coverage just like conventional
Thanks for the clarification. It seems like a good option then.
Is a certain contribution required for it?
similar to conventional, one time payment required for one year. for coverage to start and continue
Well, i want to know which takaful is good, i mean some body of you already using them so which of them provide good servie and did not do delays and other tactics , so we wont face issue
but still no body replied me which can be good
please search for Adamjee and if you are satisfied then contact me i will arrange for you.
what are the rates for adamjee takaful and is there any such thing as pay as you drive according to your km etc or something because 2.5 percent compared to other compnaies 1.6 or 1.7 is too high for a new car. i am getting a civic 2022 worth 44 lacs suppose in the coming months and i can pay upto 80 thousand/year is it possible at adamjee takaful (not insurance)
possible through Adamjee general. 2% rate for your car
2% is 88 thousand per year for a 44 lacs pkr car isnt it too much? are there any other companies like askari takaful etc a rate lower than 2%
2% is lowest best rate through Adamjee for comprehensive insurance. market is of 2.25-2.50. you can always try smaller companies offering 1.75-1.9%. its your asset your choice
lets see will check about askari and tpl etc will let you know afterwards
