True. Btw i don't really get why are people obsessed with PayPal. Because PayPal is not a money transfer service. It just lets you to pay at different merchants without handing out your card and bank info.
The most important thing Pakistan needs right now is a payment gateway of international standards. One that can handle subscriptions and accepts payment methods like American Express, Dinere Club, Visa, MC, JCB etc. Just like bluesnap or Stripe.