Career Advice Required - MCB TBO test

[Automotorsport_Lover]

Aoa!

I request you all to plz read in detail and provide most sincere suggestion to me.

As it happens with everybody in this span of life, I am too a fresh business graduate and am confused about my career.
As u all know, the employement opportunities are worst then ever before in this era... banks, which used to readily employee fresh business graduates are also not hiring these days! Infact they are shedding their employees...

But recently I have got a call for MCB - Trainee business officer... I have prepared a little bit for it only but am hopeful that I will be able to clear it InshAllah, if God is willing. the problem is, I like and dislike banking career both... dislike it because of the interest factor and like it because it is directly related to my education and future golas (want to do CFA). Plz answer my following question:

a. Whats the difference between TBO and MTOs? Are TBOs for inferior/low level jobs? Is the JD good?

b. If recruited, do they give an option for joining the Islamic banking side or they just place you randomly and then you have to work in that position? I only wona join Islamic banking and preferably credits department...

c. Whats the salary of a fresh TBO at MCB? Perks? benifits plz elaborate.

d. What are teh growth opourtunities for a TBO?

e. Is it contract based or permanent? any bond etc?

f. What if I can also manage a job in Fuji fertlizer limited somehow ( I have some connections there - but you know competition in safarish is also fierce these days?? ) i dont want to decline MCB and then get rejection from FFC too?

g. Any other good opportunities around? I have an Hons. degree in business with accounting and finance specialization.

h. Whats the syllabus of this test? I think it is GAT inspired..? Rate its difficulty level 1-10 scale.

Thanks!

[Automotorsport_Lover]

bump...

[Automotorsport_Lover]

BuMp! :s

[Automotorsport_Lover]

Booring

Sent from my Sony Xperia U using PW Forums mobile app

[Saqib2010]

1. TBOs for inferior then MTO.. MTO get higher perks plus fast promotions..
2. No.. they dnt give u any option
3. i think its between 18k to 22k (correct me if m wrong)
4.growth opourtunities are slower than a MTO
5. yes its contract and they do ask u for a bond

AS YOU are a new graduate plus if you dnt have any pressure to support ur family then do not go a banking career.. interest is haram so better to be away from it as much as u can..

[Automotorsport_Lover]

@saqib2010

Did u work at mcb? How Di u know details?

Pretty big chaval it is if they don't disclose JD!? What is it? Labour?

Sent from my Sony Xperia U using PW Forums mobile app

[MGK]

Cash Counter per bithain gey apko aur utility bills ya deposit slips per thappey lagwaengey. That's the simplest JD i could put here in words for your convenience.
P.S. Someone in family is TBO at allied suffering everyday of life. Pay is 16,000 exclusive taxes and difference in your daily balance sheet.

[Automotorsport_Lover]

Cash Counter per bithain gey apko aur utility bills ya deposit slips per thappey lagwaengey. That's the simplest JD i could put here in words for your convenience.
P.S. Someone in family is TBO at allied suffering everyday of life. Pay is 16,000 exclusive taxes and difference in your daily balance sheet.

@mgk
Bhai if i am not wrong, those people are tellers and their batches are different. They usually hire 14 yr. education for that kinda jobs and not demand 16 years education! I have interned at a bank, you can be more specific i will understand.

[MGK]

@MGK
Bhai if i am not wrong, those people are tellers and their batches are different. They usually hire 14 yr. education for that kinda jobs and not demand 16 years education! I have interned at a bank, you can be more specific i will understand.

Ok i got it wrong. i thought you are referring to teller in bank but your mentioned designation is trainee business officer so basically your job description would be anything related to increase the sales of different products and services offered by the bank which can include from account opening to visiting potential clients and guide them about bank's products like car financing etc. but now you know about teller job description as well so by any chance they try to adjust you in that department you can decide accordingly.

[Automotorsport_Lover]

Ok i got it wrong. i thought you are referring to teller in bank but your mentioned designation is trainee business officer so basically your job description would be anything related to increase the sales of different products and services offered by the bank which can include from account opening to visiting potential clients and guide them about bank's products like car financing etc. but now you know about teller job description as well so by any chance they try to adjust you in that department you can decide accordingly.

@MGK
Ahan, but i am accounting and finance specialization... Do they tell u ur JD and posting details during interview? cant u negociate?
Can't they adjust me in something more relevent? Like credits/ trade finance etc?

I dont want relu katta jobs like customer service, and khuari of operations! :>

[Automotorsport_Lover]

Basically I wonna know after spending 8,9 Lacs on a Hons. business degree... would it be wise for joining as TBO? The requirement for TBO and MTO is the same isn't it? 16 yrs education... then why difference in thier joining grades? I think TBO is OG level 3 and MTO is OG level 2??

• any idea of duration of bond?

[MGK]

Ahan, but i am accounting and finance specialization...
Can't they adjust me in something more relevent? Like credits/ trade finance etc?

I dont want relu katta jobs like customer service, and khuari of operations! :>

Khuwari is everywhere at this level, aap mind mein aik chiz decide karo job kerni hai? ager han toh khuwari 2 in 1 ki tarah chipak ker aigi. AJkal job mein successfully chalne k liye bht papar belne perte hen. The right course of action would be to keep yourself calm and dont think like this is the last option in this world, you can always attain this option, once go there, analyse everything, then decide in light of merits and demerits which you personally experience on duty, dont think like mcb wale bhand lenge apko, you have always a way called resignation isko galat na samjhen in fact it helps you so you can attain a better option available.

[Automotorsport_Lover]

Khuwari is everywhere at this level, aap mind mein aik chiz decide karo job kerni hai? ager han toh khuwari 2 in 1 ki tarah chipak ker aigi. AJkal job mein successfully chalne k liye bht papar belne perte hen. The right course of action would be to keep yourself calm and dont think like this is the last option in this world, you can always attain this option, once go there, analyse everything, then decide in light of merits and demerits which you personally experience on duty, dont think like mcb wale bhand lenge apko, you have always a way called resignation isko galat na samjhen in fact it helps you so you can attain a better option available.

Bhai i have read that they sign a 3 year bounding bond! Worth Rs 3 Lac! :S :X
Bai itna iss job sey kamaya b nahi hoga jitna mang rahy hen! 3 lacs! how can i resign!? its extremely stupid to resign... U'd end up retuirning more than u have earned!

[MGK]

Bhai i have read that they sign a 3 year bounding bond! Worth Rs 3 Lac! :S :X
Bai itna iss job sey kamaya b nahi hoga jitna mang rahy hen! 3 lacs! how can i resign!? its extremely stupid to resign... U'd end up retuirning more than u have earned!

No no dear u have misunderstood the bond it doesnt mean u cannot resign read it again if u have the copy or i will provide u tomorrow.

Sent from my GT-I9105

[Automotorsport_Lover]

No no dear u have misunderstood the bond it doesnt mean u cannot resign read it again if u have the copy or i will provide u tomorrow.

Sent from my GT-I9105

I know i can resign, but would have to pay 3 lac rupees to the company...
If unsatidfied, after 6 months I want to resign... What does that mean? It means: 6 x 25000Rs = 1.5 Lacs earned in 6 months... but I will have to pay the company 3 lac ruppees to get rid of that job! Which makes no sense...!? I will be returning more than i have earned to be able to quit thats the problem! By this bond terms.. they have made quiting almost impossible!

[sunny234]

check your pm.

[Anyone]

whats your qualification bro and from where you have done your degree?

[Automotorsport_Lover]

whats your qualification bro and from where you have done your degree?

@anyone

Bsc. Business Hons. From FCCU

Sent from my Sony Xperia U using PW Forums mobile app

[Saqib2010]

@Automotorsport_Lover NOP i dont work in any bank but i gave its interview twice.. thanx karta hon ab k ni hua select bank mein.. bank wale roty hain apni job pe.. boht hi tension wali job hai.. n cash pe ni bethaty TBO ko.. inki seat koi final hi ni hoti.. kabi koi kam n kabi koi kam..

[Sherlock007]

MCB (Recruitment Test) List of Candidates for Interview has been announced... here you can see it .
http://nts.org.pk/_Ops_Sec/Test&Projects/Lists/MCB_22Dec2013_Interview/Search.asp