It will fit. But the handling and ride characteristics will change for the worse. Stick to the factory spec tire/wheel size. There's a reason why it was chosen for this specific car
I'm running 185/65R15 6jj wheels on my 07 1kr vitz and clocking close to 250k. My cars averaging more than what you are experiencing so it might not just be the tires in your case
Steel wheels are cheap so that won't break the bank too much. Why not just wait and change your tires when the time comes for your current tires to be changed anyways