If you want a big car why dont you go for corolla 10th gen neat clean car? and buy on cash under 15 lacs? there isnt any problem getting a car on lease. if you can manage to pay 45/month for 4 years. at any point if you want to switch or sell car, leased cars are not easy to sell. and you also know the interest amount you gona pay to bank wont get it back. only you can get the pleasure of civic x. which is also not a new car.
So think about it. 15 lac cash 10th gen corolla used. Can save for 45thousand per month. and utilize in saving or investing somewhere or spend on yourself or your family and make your life style more comfortable.
or
25 to 27 lac leased civic x gen used. if want some shaskha. And if you dont have any problem with banking system, interest profit etc etc. and make a new expense of 45 thousand per month for 4 years jo marzi hai jo jae dena he hai,
Both are used car and after buying them you might need to invest on them to make your ride up to the mark. but all it depends.
Choice is yours.
Goodluck!
